The 65-year-old man "extremely raising money" has 14 million to raise his life. After one year of retirement, he is rich and regretful.

Saving money to grow old is important, but spending money to enrich your life is also necessary. Don’t wait until you lose your health or have endless regrets. A Japanese office worker, Keqinke, saved most of his money. He finally waited until he retired and was about to enjoy his life, but his other half passed away without warning, which made him regret his past. According to reports from "THE GOLD ONLINE", Mr. A, 65, retired from his long-term company. He received a pension of 15 million yen (about NT$3.21 million) at the age of 60, and invested his full amount, adding value to 27 million yen (about NT$5.78 million) in five years. In addition, there are still 29 million yen (about NT$6.21 million) in securities accounts, and the bank account has 14 million yen (about NT$3 million) in deposits, and the combined assets are about 70 million yen (about NT$14 million).

Plus the couple's annuity income is about 230,000 per month (about NT$49,200) and the children are already independent and have no economic benefits in their lives in their old age. The reason why Mr. A can accumulate visible wealth is that in addition to his successful investment, he has been a serious and thorough family since he was young.

Mr. A's mother often tells him: "It's bad if you have no money any day, especially in your old age." This growth background deeply affects Mr. A. During his college years, he worked diligently in restaurants and saved almost all of his income. Even though his classmates were busy traveling, he didn't admire him, but instead saw that the remaining amount increased.

He moved out to live alone as soon as he graduated, but his habits remained unchanged. He chose to rent an old apartment very far away from the company, with only a 4.5-square-meter old apartment, and his self-catering meals are mainly bean sprouts and chicken. In order to save on the car, he mostly carries on his feet. Even the temperature and temperature are almost unnecessary.

At the age of 32, he married a woman he knew in his career and his wife could accept his extreme life. After having a child, although he promised that education costs could not be saved, his family leisure activities were still mainly about "taking a picnic in a nearby park with a belt." The couple neither buy a house nor a car, and insist on minimizing fixed expenses. This philosophy of life has caused his deposits to increase year by year, and finally exceeded 70 million Japanese dollars.

Only after retirement did I realize that I could not change my money back to my lost things

When I reached the age of 65, Mr. A believed that his past efforts were to "enjoy old age." He and his wife even discussed taking a week's email trip or spending luxury at high-end restaurants together.

But at this moment, his wife fell ill. Unfortunately, after a short fight against the disease, his wife passed away on his 66th birthday. Mr. A was deeply regretful about it and was often moved: "We should enjoy life more when we are healthy. Time cannot be reversed. I can't even tell her what she is trying to save money like this."

The balance between saving money and using it on the other hand is the key

The importance of preparing funds for the old man is unquestionable. However, if you overly worry about the future and make "save money" the purpose itself the end may eventually be that the money is still there, but the memory is not comparable.

In addition, after actually entering old age, some people cannot enjoy travel and food as much as they were when they were young, whether in terms of physical strength or mood.

Therefore, when you are healthy and energy-donating, thinking about how to make money good and make your life more fulfilling is a subject that everyone should learn. Understanding "existence" and "flowers". Balance of the wisdom of the two may be the real key to a happy old age.

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